Low Motorcycle Loan Rates
Enjoy high thrills for low rates with Class Act motorcycle loans. Our experienced team will help you get the best terms with NO application fees, NO credit check fees, NO processing fees, and NO prepayment penalties.
Rates as Low as Auto
Own your dream motorcycle for the same rates as our auto loans... and we have one of the best rates in town!
Ready for Pre-Approval?
Buy with confidence by getting pre-approved first to make sure your payments match your budget. Click here to get pre-approved.
Prefer to refinance Instead?
Refinancing is a fast, simple process with no closing costs that can save you up to thousands of dollars over the life of the loan. If you already have a motorcycle loan elsewhere contact us today to see what we can do for you. Click here to refinance your vehicle with us.
The New Way to Buy a Motorcycle
- Find vehicles sold by our preferred dealers.
- See what others paid for the car you want
- Receive free price and market reports
- Virtual test drive of the car you want
Loan Protection
Guaranteed Asset Protection (GAP) – GAP is designed to cover the remaining loan balance that your insurance will not cover if you are in an accident. You may also receive $1,000 towards your next purchase when you finance it through the Credit Union.
Credit Disability and Credit Life Insurance – Credit Disability and Credit Life work in two different ways. Credit Disability helps members make monthly loan payments if the insured borrower is totally disabled for longer than the waiting period. Credit Life works in the event the of the insured borrower's death.
Contact a Class Act Representative today for more information.
Additional Benefits
When you use our vehicle buying service, you'll get additional benefits with a 3-year membership of My EZ Car Care.
- Auto discounts on repair, service and maintenance at over 10,000 locations nationwide
- Travel discounts
- Car rental discounts
- Amusement park discounts with mobile app
- Roadside assistance
And more!
| MODEL YEAR | UP TO 48 MONTHS³ | 49-63 MONTHS² | 64-75 MONTHS | 76-84 MONTHS¹ |
|---|---|---|---|---|
| 2024 or newer | 4.99% APR* | 5.24% APR* | 5.49% APR* | 5.99% APR* |
| 2019 - 2023 | 5.49% APR* | 5.74% APR* | ||
| 2018 or older | 5.99% APR* |
*APR = Annual percentage rate. Rates effective as of @Rate_table_auto_effective_date() and subject to change without notice. On approved credit. Terms and conditions apply. Creditworthiness, age and mileage of vehicle, value of collateral, and loan amount can affect offered rate. Rates shown reflect .25% discount for automatic payment discount and on 2021 or newer models. Payment example: $20,000 loan amount with a 63 month term at 4.49% would have monthly payments of $357 or $17.85 per $1,000 borrowed. Not available for refinance of existing CAFCU loans.
¹Term of 84 months available on 2021 or newer vehicles with approved credit.
²Max Term of 63 months available on 2016-2020 vehicles with approved credit.
³Max Term Limited to 48 months on 2015 or older vehicles with approved credit.