Savings

Open a Class Act savings account for just $5 and you'll own your personal share of the credit union. Our Savings Account provides a reliable and rewarding way to save money and help you meet your financial goals. Does your checking account need a quick boost? Transfer funds to your Class Act checking instantly, 24/7, through our online banking. We also offer several savings accounts to help keep your savings goals separate and organized.  

These savings accounts aren’t just for your travel fund or the holidays. They can be for whatever you want, and you can open as many as you need. Use our app to rename your savings, set up recurring transfers, and even hide them so you don’t feel tempted until it’s time! Rest assured that your money is growing, and the funds are always available for withdrawal, without a fee.

Our money market is NOT tied to the stock market. Instead, you earn a tiered interest that earns more with a higher balance (better than a regular savings) but unlike a Share Certificate, you have access to your funds for up to 6 free withdrawals per month. Minimum balance: $2,500

Looking for a risk-free way grow your money while saving? A share certificate may be the option for you. Start out with a deposit and pick a term to reflect your financial goals—anywhere from 91 days to 48 months. We also offer a 60-month Bump-Up certificate that allows members a one-time option to "bump-up" their original interest rate if our rate improves within the 5-year term. When your share certificate reaches maturity, you can choose to cash out and revel at the dividends you've accrued or to reinvest. 

Individual Retirement Accounts (IRAs) allow you to achieve that retirement dream. By making regular contributions to this account, paired with a great rate of return, your future is safe with us. It's never too early to start saving for retirement.