*APR = Annual percentage rate. Rates effective as of 01/01/2023 and subject to change without notice. On approved credit. Other rates and terms may apply based on individual creditworthiness. Personal Loan Rates shown reflect .25% discount for automatic payment discount. Payment example for Personal Loan: $10,000 loan amount with a 36 month term at 7.49% would have monthly payments of $312 or $31.20 per $1,000 borrowed. Not available for refinance of existing CAFCU loans.
*APR = Annual Percentage Rate. Rate subject to change at any time. Minimum payment is $50 or 2.5% of statement balance depending on which is higher. Variable rate as of 3/23/2023. 11.00% APR-18% APR based off of credit and Prime Rate +3.
Lifestyle Credit Limit: $5,000.00 – $20,000.00 (max. unsecured $25,000 aggregate)
Variable rate indexed to Prime Rate as published in The Wall Street Journal
1.) The index is determined 10 days prior to the date of change
2.) The rate change will be effective on the 1st day of each month, if applicable
*APR = Annual Percentage Rate. Rate subject to change at any time. Actual payment will vary based on period of balance and amount borrowed.
How Long Will it Take to Pay Off? Calculate Your Personal Loan
|Description||Maximum Amount||Maximum Term||Annual Percentage Rate|
|Overdraft Line of Credit||$10,000||Open-End||15.00%|
|LifeStyle Access Line of Credit||$20,000||Open-End||As low as 11.00%|
|Share Secured||100% of Shares||48 months||3.75% + Share Rate Minimum 5.00%|
|Personal Loan||$25,000||72 months||As low as 7.49%|
|Share Certificate Secured||100% of Shares||Certificate Maturity Date||2.75% + Cert Rate Minimum 5.00%|