Serving People, Not Credit Scores
Bad credit or no credit? No worries! We're here to get you a loan with the best rate possible so you can have an affordable payment and build your credit score by paying your loan back. At Class Act, you're more than just a number, and you don't
Ready to Get Pre-Approved?
Buy with confidence by getting pre-approved first to make sure your payments match your budget. Click here to get pre-approved.
Interested in Refinancing Instead?
Refinancing a vehicle is a fast, simple process with no closing costs that can save you up to thousands of dollars over the life of the loan. If you already have an auto loan elsewhere contact us today to see what we can do for you. Click here to refinance your vehicle with us.
Our Rates
MODEL YEAR | UP TO 48 MONTHS³ | 49-63 MONTHS² | 64-75 MONTHS | 76-84 MONTHS¹ |
---|---|---|---|---|
2022 or newer | 4.49% APR* | 4.74% APR* | 4.99% APR* | 5.49% APR* |
2017 - 2021 | 4.99% APR* | 5.24% APR* | ||
2017 or older | 5.49% APR* |
*APR = Annual percentage rate. Rates effective as of 9/1/2023 and subject to change without notice. On approved credit. Terms and conditions apply. Creditworthiness, age and mileage of vehicle, value of collateral, and loan amount can affect offered rate. Rates shown reflect .25% discount for automatic payment discount and on 2022 or newer models. Payment example: $20,000 loan amount with a 63 month term at 4.74% APR* would have monthly payments of $360 or $18.00 per $1,000 borrowed. Not available for refinance of existing CAFCU loans.