Investments
Money Market
| Balance | Dividend Rate | Annual Percentage Yield |
|---|---|---|
| $2,500 - $9,999.99 | .45% | .45% |
| $10,000 - $24,999.99 | .55% | .55% |
| $25,000 - $49,999.99 | .70% | .70% |
| $50,000 - $99,999.99 | .75% | .75% |
| $100,000.00+ | .80% | .80% |
*For more information, click here.
Certificates
Here at Class Act FCU we offer a wide variety of Share Certificates for you. Our traditional share certificates are available on terms from 90 days to 48 months. Plus, we now offer a 60 month “Bump-Up!” certificate that allows members a one time option to “Bump-Up” the interest rate to a higher rate should rates go up, and/or to add one additional deposit to the Certificate. The additional deposit can be up to but not exceed the original amount of the Certificate. Check below for our latest rates.
| Description | Term | Minimum | Dividend Rate | Annual Percentage Yield |
|---|---|---|---|---|
| Share Certificate | 91 Day | $500 | 0.35% | 0.35% |
| Share Certificate | 6 Month | $500 | 1.24% | 1.25% |
| Share Certificate | 12 Month | $1,000 | 1.98% | 2.00% |
| Share Certificate | 18 Month | $1,000 | 2.08% | 2.10% |
| Share Certificate | 24 Month | $1,000 | 2.23% | 2.25% |
| Share Certificate | 30 Month | $1,000 | 2.27% | 2.30% |
| Share Certificate | 36 Month | $1,000 | 2.47% | 2.50% |
| Share Certificate | 48 Month | $1,000 | 2.71% | 2.75% |
| Bump-Up Share Certificate | 60 Months | $5,000 | 2.96% | 3.00% |
*For more information, click here.
Investment Options
| Description | Term | Minimum* | Dividend Rate | Annual Percentage Yield |
|---|---|---|---|---|
| IRA Share Certificate | 6 Month | $1,000 | 1.24% | 1.25% |
| IRA Share Certificate | 12 Month | $1,000 | 1.98% | 2.00% |
| IRA Share Certificate | 18 Month | $1,000 | 2.08% | 2.10% |
| IRA Share Certificate | 24 Month | $1,000 | 2.23% | 2.25% |
| IRA Share Certificate | 30 Month | $1,000 | 2.27% | 2.30% |
| IRA Share Certificate | 36 Month | $1,000 | 2.47% | 2.50% |
| IRA Share Certificate | 48 Month | $1,000 | 2.71% | 2.75% |
*If you don’t have a $1,000 handy at the moment but you still want to start investing, you can start an IRA Accumulation Account and earn higher-than-normal dividends on a savings account that will eventually lead you to an IRA Share Certificate as referenced above. See the Savings Page for the current rate!
