Investments
We are pleased to announce our relationship with Jon Norwood, Brittany Miller and Foresters Financial Services (FFS) to assist our members with their investment and life insurance needs, including retirement accounts, educational savings, 401K rollovers, life insurance planning and more.
Call Jon or Brittany today!
Jon Norwood & Brittany Miller – Senior Associates
Foresters Financial Services
201 East Main Street, Suite 520
Lexington, KY 40507
Phone (859) 273-2171 | Toll-free (800) 394-0252 | Fax (859) 273-4095
Email: jonathan.norwood@foresters.com
Email: brittany.miller@foresters.com
FFS offers the following services:
• Mutual Funds
• Annuities Planning
• Retirement Planning
• Business Planning
• Insurance Planning
• College Planning
• Kentucky Teachers’ Retirement System (KTRS) Pension Option Planning
*Foresters Financial™ and Foresters™ are the trade names and trademarks of The Independent Order of Foresters, a fraternal benefit society, 789 Don Mills Road, Toronto, Canada M3C 1T9 and its subsidiaries, including Foresters Financial Holding Company, Inc. (FFHC). Foresters Financial Services, Inc. is a registered broker-dealer and subsidiary of FFHC. All securities, life insurance and annuity products are offered through Foresters Financial Services, Inc. Insurance products are issued by Foresters Life Insurance and Annuity Company or The Independent Order of Foresters.
All investing involves risk, including the risk that you may lose money.
Foresters Financial Services, Inc. is not an affiliate of or otherwise associated with Kentucky Teachers’ Retirement System (KTRS).
Money Market
| Balance | Dividend Rate | Annual Percentage Yield |
|---|---|---|
| $2,500 - $9,999.99 | .45% | .45% |
| $10,000 - $24,999.99 | .55% | .55% |
| $25,000 - $49,999.99 | .70% | .70% |
| $50,000 - $99,999.99 | .75% | .75% |
| $100,000.00+ | .80% | .80% |
*For more information, click here.
Certificates
Here at Class Act FCU we offer a wide variety of Share Certificates for you. Our traditional share certificates are available on terms from 90 days to 48 months. Plus, we now offer a 60 month “Bump-Up!” certificate that allows members a one time option to “Bump-Up” the interest rate to a higher rate should rates go up, and/or to add one additional deposit to the Certificate. The additional deposit can be up to but not exceed the original amount of the Certificate. Check below for our latest rates.
| Description | Term | Minimum | Dividend Rate | Annual Percentage Yield |
|---|---|---|---|---|
| Share Certificate | 91 Day | $500 | 0.35% | 0.35% |
| Share Certificate | 6 Month | $500 | 1.24% | 1.25% |
| Share Certificate | 12 Month | $1,000 | 1.98% | 2.00% |
| Share Certificate | 18 Month | $1,000 | 2.08% | 2.10% |
| Share Certificate | 24 Month | $1,000 | 2.23% | 2.25% |
| Share Certificate | 30 Month | $1,000 | 2.27% | 2.30% |
| Share Certificate | 36 Month | $1,000 | 2.47% | 2.50% |
| Share Certificate | 48 Month | $1,000 | 2.71% | 2.75% |
| Bump-Up Share Certificate | 60 Months | $5,000 | 2.96% | 3.00% |
*For more information, click here.
Investment Options
| Description | Term | Minimum* | Dividend Rate | Annual Percentage Yield |
|---|---|---|---|---|
| IRA Share Certificate | 6 Month | $1,000 | 1.24% | 1.25% |
| IRA Share Certificate | 12 Month | $1,000 | 1.98% | 2.00% |
| IRA Share Certificate | 18 Month | $1,000 | 2.08% | 2.10% |
| IRA Share Certificate | 24 Month | $1,000 | 2.23% | 2.25% |
| IRA Share Certificate | 30 Month | $1,000 | 2.27% | 2.30% |
| IRA Share Certificate | 36 Month | $1,000 | 2.47% | 2.50% |
| IRA Share Certificate | 48 Month | $1,000 | 2.71% | 2.75% |
*If you don’t have a $1,000 handy at the moment but you still want to start investing, you can start an IRA Accumulation Account and earn higher-than-normal dividends on a savings account that will eventually lead you to an IRA Share Certificate as referenced above. See the Savings Page for the current rate!
