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No monthly service fees. No minimum balance. Earn up to $200 Per Year!

Not only is our checking account free, we even pay you to use it! Get 4%APY* on your first $5,000, and 0.25%APY* on the rest of your balance. What will you do with an extra $15 per month? Subscribe in a new streaming service? Coffee date with a friend? Add to your travel fund? The choice is yours! Learn more below!

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ATM Refunds with Honors Checking

Access Anywhere 30,000 Free ATMs and 5,000 Shared Branches Nationwide

 

With Honors Checking, you gain access to over 30,000 surcharge-free ATMs across the country. This includes convenient locations like 7-Eleven, Circle K, Costco, Publix, Dunkin Donuts, and other regional convenience store locations.

Need more than just cash? With over 5,000 shared branches, you can feel right at home when you visit participating credit unions. Rest assured you'd have access to basic services in all 50 states.

ATM / Shared Branch Locator ATM / Shared Branch Locator
Mary Ann Shcolarship V2 03 Bg White

Mary Ann Brumagen Scholarship

For over 60 years, Class Act has been proud to make personal aspirations feel financially feasible — supporting the success of public and private school employees across Metro Louisville. We have seen firsthand: one person contains the spark; the one that can ignite a profound impact. Class Act wants to help light that spark. Together, we created the Mary Ann Brumagen Scholarship.

Mary Ann Brumagen dedicated her world to honoring our Credit Union’s uplifting mission: “People helping people.” She lived by that spark in her generous heart; and used it to create a powerful ripple, helping thousands reach their educational dreams. Serving us for 51 years, anyone who knew Mary Ann would remember — she exemplified the inspired work that shapes our vision every day. Mary Ann would want you to have the means to take that ultimate bet: believing in yourself.

Learn more about how we award this scholarship - and apply to be eligible! Learn more about how we award this scholarship - and apply to be eligible!
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Tired of paying extra just to get your money? Get up to $25 in ATM fees refunded, monthly.

Big banks love their ATM fees. We don’t! If our in-network ATMs are out of reach and you had to pay a fee, we got you covered! Every month you can get up to $25 of your ATM withdrawal fees refunded. That’s $300 a year! 

More In-network ATMs More In-network ATMs

 2 One-time Tasks, 2 Easy Monthly Requirements

Set-up Your Direct Deposit (one-time)

Set up your direct deposit, or retirement check to go to your Honors checking. This ensures that your account is fully funded as you use it to meet your monthly purchase requirements. This is a one time task.

Sign-up for eStatements (one time)

Go paperless! Save paper and postage and opt to receive your statements via email instead. Your statements are also available in online banking whenever you may need them. This requirement is another one-and-done.

Log-in to Online Banking (monthly)

While you're there, try our free Credit Report Card and Spending Report Card where you can:

  • Check your TransUnion credit score,
  • Read your full credit report
  • Discover personalised offers
  • Track your spending
  • Set up alerts / automatic transfers 
  • Pay your bills

and much more!

10 Debit Card Purchases Totaling $200 (monthly)

Swipe it in-store or use it online. Use your debit card for

  • Video and Music Streaming
  • Cloud Services
  • Store Memberships
  • Internet Bill
  • Coffee runs
  • Gas fill-ups
  • Groceries

you'll meet your requirement before you know it!

*APY- Annual Percentage Yield. Refers to the 12-month Honors Checking max dividend distribution of approximately $200 and 12-month max US out of network ATM refund benefit of $300 ($25 per month), on one personal account per membership only. As of January 31, 2018, 4.00% Annual Percentage Yield (3.96%) daily interest rate paid monthly on balances up to $5,000. Unused Out of network ATM fee refunds do not roll over month to month. Balances over $5,000 will earn the higher tier Share 0 dividend rate when requirements are met. Rates & terms as of are subject to change. All requirements must be met before month-end processing (on last business day of month).  Debit card returns will be deducted from your monthly total and those amounts and number of transactions will not count towards your requirements if items are returned.
**Source https://www.co-opfs.org/Shared-Branches-ATMs
***Courtesy Pay is an overdraft protection product. Accessing the up to $500, mentioned above, will overdraw the associated checking account for the requested amount plus the associated fee. The checking account associated with Courtesy Pay may be negative for no more than 30 days and must be positive for 24 hours before used again. You must opt in to connect your debit card to this protection. A fee is assessed for all transactions in courtesy pay. Terms and conditions apply and subject to change. Class Act will provide you a separate Courtesy Pay Agreement.

**Source https://www.co-opfs.org/Shared-Branches-ATMs

***Courtesy Pay is an overdraft protection product. Accessing the up to $500, mentioned above, will overdraw the associated checking account for the requested amount plus the associated fee. The checking account associated with Courtesy Pay may be negative for no more than 30 days and must be positive for 24 hours before used again. You must opt in to connect your debit card to this protection. A fee is assessed for all transactions in courtesy pay. Terms and conditions apply and subject to change. Class Act will provide you a separate Courtesy Pay Agreement.

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