Calculators

For auto loan payment estimate: Click “Auto Loan Calculator” on the table below to find the “as low as interest rate” and maximum repayment term for the year of your car.

Keep in mind, things such as credit score, payment history, income, and other factors influence the score you are offered.

However, you can still use this tool to get an idea and one of our lending specialists will be able to provide you a more accurate calculation when you are ready.

Don’t forget! You can delay your first payment for 90 days.  (Limited time offer!)*

 

Model YearUp to 48 Months*49-63 Months*64-75 Months*76-84 Months*
2020 or Newer1.79% APR*1.99% APR*2.49% APR*2.99% APR*
2015-20192.29% APR*2.49% APR*
2014 or Older2.79% APR*

*90 days no payment offer is valid on auto loan applications submitted to Class Act FCU by 01/31/2022 and funded by 02/15/2022. The offer only applies to auto purchases and auto refinances that qualify for auto loan rates. All other loan types used to purchase an automobile do not qualify.  Your first payment will be scheduled 90 days from the funded date of your auto loan. Your auto loan will still accrue, interest per your auto loan’s amortization schedule, during the 90 days no payment period. This offer is subject to change without notice and based on approved creditworthiness. Not available for refinance of existing CAFCU loans.

**Max term on Auto’s age 2015-2019 is 60 months. Max term on Auto’s 2014 or older is 48 months.

 **APR = *Annual percentage rate. Rates current as of 04/01/2021 and subject to change without notice. On approved credit. Other rates and terms may apply. Rates shown reflect .25% discount for automatic payment option and on 2018 or newer models. Payment example: $20,000 loan amount with a 4-year term at 1.79% would have bi-weekly payments of $198.39 or $9.92 per $1,000 borrowed. Not available for refinance of existing CAFCU loans.

 

 

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