For auto loan payment estimate: Click “Auto Loan Calculator” on the Table below to find the “As Low as Interest Rate” and maximum repayment term for the year of your car.

Keep in mind, things such as credit score, payment history, income, and other factors influence the score you are offered. However, you can still use this tool to get an idea and one of our lending specialists will be able to provide you a more accurate calculation when you are ready. 


Model YearUp to 48 Months³49-63 Months²64-75 Months76-84 Months¹
2020 or Newer3.24% APR*3.49% APR*3.74% APR*4.24% APR*
2015-20193.74% APR*3.99% APR*
2014 or Older4.74% APR*

*APR = Annual percentage rate. Rates effective as of 07/01/2022 and subject to change without notice. On approved credit. Terms and conditions apply. Creditworthiness, age and mileage of vehicle, value of collateral, and loan amount can affect offered rate. Rates shown reflect .25% discount for automatic payment discount and on 2022 or newer models. Payment example: $20,000 loan amount with a 63 month term at 2.39% would have monthly payments of $342 or $17.10 per $1,000 borrowed. Not available for refinance of existing CAFCU loans.

¹Term of 84 months available on 2020 or newer vehicles with approved credit. 

²Max Term of 63 months available on 2015-2019 vehicles with approved credit. 

³Max Term Limited to 48 months on 2014 or older vehicles with approved credit.  



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