At Class Act Federal Credit Union, we offer a variety of ways to help you save. Whether you are saving for a rainy day, Christmas, vacation or college, we are here to help. Check out our Savings account comparison chart below to find your best option.

Ready to get started on your Class Act Savings Account? Get started today!

Regular Share Savings

Your Regular Share Savings account dividends are calculated daily and credited to your account quarterly. Because this account represents your share of ownership of the credit union, a minimum balance of $5 must be maintained in the regular share savings account.

Youth Savings Account

Class Act offers youth accounts for our members from Birth to age 18. Family RooKirby Kangaroo and Claim Your Youth accounts offer our young members the opportunity to prepare themselves for the real world through financial education that includes tools, tips and resources for all ages. 

Vacation Club Account

Planning a vacation, but don’t have the money? Our Vacation Club account is your answer! Combined with Direct Deposit or payroll deduction, this account builds throughout the year, and is available when you’re ready for your vacation. A $5 minimum daily balance is required.

Christmas Club Account

Does Christmas seem to sneak up on you every year? With a Class Act FCU Christmas Club account, your holidays can be more enjoyable. Combined with Direct Deposit or payroll deduction, this account builds throughout the year. Then, just when you need it, you can withdraw or transfer funds out of that account at any time before the holidays and start shopping. Dividends are calculated daily and credited to your account quarterly. A $5 minimum daily balance is required.

Summer Savings Account

This share is an alternate savings account that can be designated for any purpose. Funds are available at any time and there is no fee for withdrawals.

Money Market Account

A money market account is a dividend-bearing account. It is designed for members with higher balances who want a higher rate of return while they use the account somewhat like a traditional share account. Money market account have a limit on withdrawals by check, transfer, or debit card and require a daily minimum balance of $2,500.

Certificate of Deposit

CD’s are dividend-bearing share certificate account with a definite maturity date. Your money will stay secure as you cannot make withdrawals until the account reaches maturity. Upon maturity, the account will be automatically renewed or you have ten business days to cash it in.

Ready to get started on your Class Act Savings Account? Get started today!



Compare Savings AccountsRegular SavingsChristmas SavingsVacation SavingsSpecial/Summer SavingsMoney Market
Opening Balance Requirement$5.00$5.00$5.00$5.00$2,500
Minimum Balance$5.00$5.00$5.00$5.00$2,500
Monthly Service Fee$0.00$0.00$0.00$0.00$0.00
Unlimited Transactions
Payroll Deductions Available
Dividend Bearing

*For more information click here.

Share Rates


DescriptionBalanceDividend RateAnnual Percentage Yield
Regular Share Savings
IRA Accumulation$0+.20%.20%
Christmas Club$5+.05%.05%
Summer Savings $5+.05%.05%

Savings FAQ

Am I eligible to join the credit union?

To find out if you are eligible to join the credit union, please click here.

How much is it to open a Savings Account?

All members of credit unions must purchase a share or shares to begin their membership with the credit union. We ask that you deposit $5 to enjoy services with the Credit Union.

How can I view my account online?

You should have received account login information at account opening. If you did not receive this information or have additional questions, please contact us at 502.964.7575.

I want to set up Direct Deposit to my account. What information do I need?

You will need your routing number and a 12 digit account number. To obtain your account number, please call us at 502.964.7575

What is my account routing number?

The Class Act routing number is 283078888.

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