When Life Happens. We’re Here For You.
Whether you need a little extra cash for books, groceries, an emergency car repair, or anything in between, a FastCash Loan can help. Get money when you need it most deposited right into your account with just a few clicks taking less than a minute!
FastCash loans are a smarter alternative to other high-cost options and help you to build or repair credit. While there is no credit check required, we will be reporting repayment history to the credit bureau.
- Loans up to $3,000 with a fixed rate
- Terms from 6-24 months
- Must be a credit union member for 180 days
- Must be 18 years or older
- No credit check required, with an instant loan decision.
- Can be used to build or repair credit.
It’s easy to apply for a FastCash Loan. You can do it anytime through online banking and mobile banking.
All loan options require a direct deposit and members must have an account for at least 6 months.
Extra Credit Loans
Our credit union proudly offers Extra Credit loans through the FastCash platform, designed to empower our members with the funds they need to achieve their dreams.
Here's what you need to know:
Loan Amounts: You can borrow between $1,000.00 and a maximum of $3,000.00, ensuring you have the flexibility to meet your unique needs.
Loan Term: Enjoy a manageable loan term with a maximum of 24 months, making it easier to fit into your budget.
Interest Rate: Benefit from an attractive interest rate of just 11.00% APR*, helping you save on your financial journey.
Smart Choice Loans
Looking for a quick, reliable solution to bridge the gap until your next paycheck? Our credit union offers Smart Choice loans through the FastCash platform, tailored to help our members in need of small-dollar loans. These short-term, small-amount loans are designed to provide emergency financial assistance, giving you an alternative to payday lenders.
To keep things simple, here's what you need to know: You must be a member of the credit union for at least six months to be eligible for a Smart Choice loan. Please note that Credit Life and Credit Disability insurance coverages are not available for this loan. Also, advances under this program are not eligible for Skip-A-Pay, deferments, or amendments.
Here are the specifics:
Loan Amounts: Get what you need, with a minimum of $200.00 and a maximum of $1,000.00.
Loan Term: Enjoy flexibility with a maximum term of 6 months.
Interest Rate: Benefit from a competitive interest rate of 27.00% APR*.
When you need a helping hand, count on us to provide the Smart Choice for your financial well-being. Your credit union is here to support you every step of the way.
*APR = Annual percentage rate. Rates effective as 11/1/2023 and subject to change without notice. Loan Rate shown reflect 1.00% discount for automatic payment discount.