Stress a little less with a couple Holiday Loan options from your credit union:
- LifeStyle Access loan from 6.25% – 18% APR* variable rate – Works like a credit card minus the card. Get an increadible rate and spend as much as you need to, up to the limit, and pay it off as you go.
- We’re discounting our personal loans from November through January 2021. Take advantage of a great deal while we offer it. Loans up to $1,500 as low as 4.50% APR**.
*APR = Annual Percentage Rate. Rate subject to change at any time. Minimum payment is $25 or 1.5% of statement balance depending on which is higher. Variable rate as of 10/01/2020. 6.25% APR-18% APR based off of credit and Prime Rate +3.
Lifestyle Credit Limit: $5,000.00 – $20,000.00 (max. unsecured $25,000 aggregate)
Variable rate indexed to Prime Rate as published in The Wall Street Journal
1.) The index is determined 10 days prior to the date of change
2.) The rate change will be effective on the 1st day of each month, if applicable
**APR- Annual Percentage Rate. 3% APR discount on unsecured loan rates “personal loans”. Maximum Loan Amount: $1,500.00. As low as 4.50% APR includes an .25% APR auto pay discount. Max term is 12 Months and first payment may be deferred up to 60 days from funding date.
| Description | Maximum Amount | Maximum Term | Annual Percentage Rate |
|---|---|---|---|
| Overdraft Line of Credit | $10,000 | Open-End | 15.00% |
| LifeStyle Access Line of Credit | $20,000 | Open-End | As low as 6.25% |
| Share Secured | 100% of Shares | 48 months | 3.75% + Share Rate Minimum 5.0% |
| Personal Loan | $25,000 | 60 months | As low as 7.50% |
| Share Certificate Secured | 100% of Shares | Certificate Maturity Date | 2.75% + Cert Rate Minimum 5.0% |
