Holiday Loans

Christmas concept, hot coffee or cocoa candy canes and marshmallows

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Stress a little less with a couple Holiday Loan options from your credit union:

 

*APR = Annual Percentage Rate. Rate subject to change at any time. Minimum payment is $25 or 1.5% of statement balance depending on which is higher. Variable rate as of 10/01/2020. 6.25% APR-18% APR based off of credit and Prime Rate +3.

Lifestyle Credit Limit: $5,000.00 – $20,000.00 (max. unsecured $25,000 aggregate)
Variable rate indexed to Prime Rate as published in The Wall Street Journal
1.) The index is determined 10 days prior to the date of change
2.) The rate change will be effective on the 1st day of each month, if applicable

**APR- Annual Percentage Rate. 3% APR discount on unsecured loan rates “personal loans”. Maximum Loan Amount: $1,500.00. As low as 4.50% APR includes an .25% APR auto pay discount. Max term is 12 Months and first payment may be deferred up to 60 days from funding date.

 

DescriptionMaximum AmountMaximum TermAnnual Percentage Rate
Overdraft Line of Credit$10,000Open-End15.00%
LifeStyle Access Line of Credit$20,000Open-EndAs low as 6.25%
Share Secured100% of Shares48 months3.75% + Share Rate Minimum 5.0%
Personal Loan$25,00060 monthsAs low as 7.50%
Share Certificate Secured100% of SharesCertificate Maturity Date2.75% + Cert Rate Minimum 5.0%
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