Auto Loan Rates
Rates shown are as low as
|Model Year||Up to 48 Months³||49-63 Months²||64-75 Months||76-84 Months¹|
|2020 or Newer||2.39% APR*||2.79% APR*||3.19% APR*||3.59% APR*|
|2015-2019||2.99% APR*||3.59% APR*|
|2014 or Older||4.49% APR*|
*APR = Annual percentage rate. Rates effective as of 07/01/2022 and subject to change without notice. On approved credit. Terms and conditions apply. Creditworthiness, age and mileage of vehicle, value of collateral, and loan amount can affect offered rate. Rates shown reflect .25% discount for automatic payment discount and on 2020 or newer models. Payment example: $20,000 loan amount with a 63 month term at 2.79% would have monthly payments of $342 or $17.10 per $1,000 borrowed. Not available for refinance of existing CAFCU loans.
¹Term of 84 months available on 2020 or newer vehicles with approved credit.
²Max Term of 63 months available on 2015-2019 vehicles with approved credit.
³Max Term Limited to 48 months on 2014 or older vehicles with approved credit.
Mortgages & Home Loans
|Description||Maximum Amount||Minimum Term||Annual Percentage Rate|
|Home Equity Line of Credit (HELOC)||90% Loan to Value||25 years / 10 years draw||As low as 4.75%|
|Fixed Rate Home Equity Loan||$200,000||Up to 20 years||As low as 5.25%|
|Fixed Rate Home Equity Loan||$200,000||Up to 15 years||As low as 5.00%|
|Fixed Rate Home Equity Loan||$200,000||Up to 10 years||As low as 4.75%|
|Fixed Rate Home Equity Loan||$200,000||Up to 5 years||As low as 4.75%|
|Mortgage Loans 1st Mortgages||Learn More||Learn More||As low as 4.858% APR|
*Effective 6.24.2022. Annual percentage rate is representative of rate & closing costs based on a loan amount of $150,000, fixed terms of 30 years with standard closing costs which do not include pre-paid interest or optional owners title insurance. Rate is subject to change without notice. All mortgage loans are subject to approved credit.
|Description||Maximum Amount||Annual Percentage Rate|
|Visa Platinum Card||$25,000||As low as 10.75%|
Personal Signature Loans
Rates shown are as low as
|Description||Maximum Amount||Maximum Term||Annual Percentage Rate|
|Overdraft Line of Credit||$10,000||Open-End||15.00%|
|LifeStyle Access Line of Credit||$20,000||Open-End||As low as 7.75%|
|Share Secured||100% of Shares||48 months||3.75% + Share Rate Minimum 5.00%|
|Personal Loan||$25,000||72 months||As low as 6.99%|
|Share Certificate Secured||100% of Shares||Certificate Maturity Date||2.75% + Cert Rate Minimum 5.00%|
*APR = Annual percentage rate. Rates effective as of 07/01/2022 and subject to change without notice. On approved credit. Other rates and terms may apply based on individual creditworthiness. Personal Loan Rates shown reflect .25% discount for automatic payment discount. Payment example for Personal Loan: $10,000 loan amount with a 36 month term at 6.99% would have monthly payments of $308 or $30.80 per $1,000 borrowed. Not available for refinance of existing CAFCU loans.
|Description||Balance||Dividend Rate||Annual Percentage Yield|
|Regular Share Savings||$5||.05%||.05%|
Certificate Rates (Share and IRA)
|Description||Term||Minimum||Dividend Rate||Annual Percentage Yield|
|Share Certificate||91 Day||$500||.25%||.25%|
|Share Certificate||6 Month||$500||.40%||.40%|
|Share Certificate||12 Month||$1,000||.50%||.50%|
|Share Certificate||18 Month||$1,000||.55%||.55%|
|Share Certificate||24 Month||$1,000||.60%||.60%|
|Share Certificate||30 Month||$1,000||.65%||.65%|
|Share Certificate||36 Month||$1,000||.75%||.75%|
|Share Certificate||48 Month||$1,000||.90%||.90%|
|Bump-Up Share Certificate- Not availible for IRA.||60 Months||$5,000||1.00%||1.00%|
Money Market Accounts
|Balance||Dividend Rate||Annual Percentage Yield|
|$2,500 - $9,999.99||.10%||.10%|
|$10,000 - $24,999.99||.15%||.15%|
|$25,000 - $49,999.99||.20%||.20%|
|$50,000 - $99,999.99||.25%||.25%|