Current Rates

Auto Loan Rates

Rates shown are as low as

Model YearUp to 60 Months61-72 Months73-84 Months
20172.50% APR3.00% APR3.50% APR
20162.50% APR3.00% APR3.50% APR
20152.50% APR3.00% APR3.50% APR
20143.00% APR3.50% APR4.00% APR
20133.00% APR3.50% APR4.00% APR
20123.50% APR4.00% APR
20113.50% APR4.00% APR
20104.00% APR
20094.00% APR
20084.00% APR
20074.00% APR

*Annual percentage rate. Rates current as of 2/1/2017 and subject to change without notice. On approved credit . Other rates and terms may apply. Rates shown reflect .25% discount for automatic payment option, and a .25% discount for Class Act FCU checking with direct deposit. 100% financing available with no down payment for all terms and model years, however 90% maximum financing for high-end luxury vehicles with loan amounts greater than $75,000.

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Mortgages & Home Loans

DescriptionMaximum AmountMinimum TermAnnual Percentage Rate
Home Equity Loans80% Loan to Value15 years / 7 years drawAs low as 4.25%
Closed End Fixed Rate 2nd Mortgage$100,000121 to 180 monthsAs low as 5.75%
Closed End Fixed Rate 2nd Mortgage$100,00061 to 120 monthsAs low as 4.75%
Closed End Fixed Rate 2nd Mortgage$100,000Up to 60 monthsAs low as 3.75%
5/5 Adjustable Rate Mortgage95% Loan to Value30 yearsAs low as 2.99%
Mortgage Loans 1st MortgagesClick HereClick HereApply Now!

*All loans are subject to credit approval and program guidelines. Rate may vary based on individual credit worthiness. All terms and conditions are subject to change at any time.

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VISA Platinum

DescriptionMaximum AmountAnnual Percentage Rate
Visa Platinum Card$25,000As low as 10.25%

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Personal Signature Loans

Rates shown are as low as

DescriptionMaximum AmountMaximum TermAnnual Percentage Rate
Overdraft Line of Credit$10,000Open-End15.00%
LifeStyle Access Line of Credit$20,000Open-EndAs low as 9.25%
Share Secured100% of Shares48 months3.75% + Share Rate Minimum 5.0%
Share Certificate Secured100% of SharesCertificate Maturity Date2.75% + Cert Rate Minimum 5.0%

*Annual Percentage Rate. Rates shown reflect .25% discount for automatic payment option and a .25% discount for Class Act FCU checking with direct deposit. Rates subject to change at any time and are based on credit history and income.

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Boat/RV Loans

Rates shown are as low as

Model YearUp to 60 months61-120 months121-144 months
20174.00% APR5.00% APR5.25% APR
20164.00% APR5.00% APR5.25% APR
20155.00% APR6.00% APR6.25% APR
20145.00% APR6.00% APR6.25% APR
20135.00% APR6.00% APR6.25% APR
20126.00% APR7.00% APR
20116.00% APR7.00% APR
20106.00% APR7.00% APR
200910.00% APR
200810.00% APR
200710.00% APR
200610.00% APR

*Annual percentage rate. Rates current as of 2/1/2017 and subject to change without notice. On approved credit. Other rates and terms may apply. Rates shown reflect .25% discount for automatic payment option, and a .25% discount for Class Act FCU checking with direct deposit. 100% financing with no down payment required on 2013 and newer models; 90% financing available on model years 2010 -2012; 80% financing available on 2006 – 2009 models.

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Share Rates

DescriptionBalanceDividend RateAnnual Percentage YieldOpen Online
Regular Share Savings
$25-$2,500
.05%.05%Open
$2,500+.05%.05%
Honors Checking
(if requirements met)
$0-$5,0003.92%4.00%Open
$5,000+.05%.05%
Honors Checking
(if requirements not met)
$0+.05%.05%Open
Student Honors Checking
(if requirements met)
$0-$5,0001.98%2.00%Open
$5,000+.05%.05%
Students Honors Checking
(if requirements not met)
$0+.05%.05%Open
Summer Savings / Check$0+.05%.05%
IRA Accumulation$0+.10%.10%
Christmas Club$0+.05%.05%
Summer Savings / Transfer$0+.05%.05%

Certificate Rates

DescriptionTermMinimumDividend RateAnnual Percentage YieldOpen Online
Share Certificate91 Day$5000.25%0.25%
Share Certificate6 Month$5000.40%0.40%Open
Share Certificate12 Month$1,0000.60%0.60%Open
Share Certificate18 Month$1,0000.70%0.70%
Share Certificate24 Month$1,0000.999%1.00%Open
Share Certificate30 Month$1,0001.09%1.10%
Share Certificate36 Month$1,0001.29%1.30%
Share Certificate48 Month$1,0001.49%1.50%
Bump-Up Share Certificate 60 Months $5,0002.00%2.02%

Money Market Accounts

BalanceDividend RateAnnual Percentage Yield
$2,500 - $9,999.99.23%.23%
$10,000 - $24,999,99.73%.73%
$25,000+.98%.98%

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