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Open the Door to a great Mortgage and save $500 on closing costs!

Mortgage rates are still near historic lows. Now is the perfect time to buy a new home or to refinance your existing home. Rates are expected to rise, but there’s still time to lock in a great low rate that may save you thousands of dollars!

To make it even easier to get that low interest mortgage, Class Act is offering a $500 credit to reduce closing costs on all first mortgages!

For homeowners who want the security of a fixed-rate loan, we offer terms of 10, 15, 20, and 30 year mortgages. However, first time buyers, or those who expect to move again in five to ten years may prefer our variable-rate 5/5 mortgage. With our 5/5 adjustable rate mortgage, homeowners can finance up to 95% of the home’s value without having to pay private mortgage insurance. Enjoy a very low starting interest rate and pay NO PMI with a 5/5 ARM.

Payment Examples

(Principal and interest only, assuming $125,000 mortgage)

DescriptionMaximum AmountMinimum TermAnnual Percentage Rate
Home Equity Loans80% Loan to Value15 years / 7 years drawAs low as 3.50%
Closed End Fixed Rate 2nd Mortgage$100,00061 to 120 monthsAs low as 4.50%
Closed End Fixed Rate 2nd Mortgage$100,000Up to 60 monthsAs low as 3.50%
5/5 Adjustable Rate Mortgage95% Loan to Value30 yearsAs low as 2.99%
Mortgage Loans 1st MortgagesClick HereClick HereApply Now!

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Call 502.964.7575 and speak to one of our friendly real estate loan professionals. They will review all the available options to ensure you get the best loan possible. Check current Rates and Apply now.

*Annual Percentage Rate. Listed rates are current as of publication date (2/16/17) and are subject to change. Rates for fixed-rate mortgages based on 80% LTV; rates for 5/5  variable rate mortgage based on 95% LTV. Your actual rate may be different. Taxes and insurance excluded from payment illustration. 5/5 ARM is a variable rate 30 year mortgage that adjusts once every 5 years; with a 2% cap per adjustment and a 6% total cap for all adjustments over the life of the loan. $500 closing cost credit offer valid March 1, 2017 through June 30, 2017. NMLS #403005

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