A great loan at a great low rate starting at 1.99% APR*!
Plus, get a chance to win 4 tickets to the Quaker State 400 on July 14th along with a racing tailgate package!
Get a great low rate as low as 1.99% (after discounts for CAFCU checking and auto pay) and you can defer your first payment up to 60 days and get flexible terms up to 84 months. Plus even more benefits such as:
- No pre-payment penalties
- No credit check fees or application fees
- Great deals on related products like GAP & Mechanical Breakdown Coverage
Class Act has the very best deals for car loans. Not only are our rates consistently among the lowest you’ll find anywhere, but you’ll save even more on associated products like GAP and Mechanical Breakdown Protection (extended warranty). Plus, unlike other lenders, you won’t be charged silly “application fees” or “credit check fees” or “processing fees.” And of course, we never charge any “prepayment penalties.” We treat members fairly. It’s no wonder that members saved over a half million dollars last year alone by financing their car with Class Act.*
• Low Rates
• Financing for new or used vehicles
• 100% financing available on approved credit
• Flexible terms, meaning lower monthly payments
• Peace of mind with loan protection options*
Ready to get pre-approved?
Buy with confidence by getting pre-approved first to make sure your payments match your budget. Click here to get pre-approved.
Interested in refinancing?
Refinancing a vehicle can save you thousands of dollars over the life of the loan. If you already have a car loan elsewhere contact us today to see what we can do for you. Click here to refinance your vehicle with us.
*Source: Informa Research, and CUNA
Current Auto Loan Rates
Rates shown are as low as
|Model Year||Up to 48 Months||49-60 Months||61-72 Months||73-84 Months|
|2018||1.99% APR||2.50% APR||3.00% APR||3.50% APR|
|2017||1.99% APR||2.50% APR||3.00% APR||3.50% APR|
|2016||1.99% APR||2.50% APR||3.00% APR||3.50% APR|
|2015||2.49% APR||3.00% APR||3.50% APR|
|2014||2.49% APR||3.00% APR||3.50% APR|
|2013||2.49% APR||3.00% APR||3.50% APR|
|2012||2.99% APR||3.50% APR|
|2011||2.99% APR||3.50% APR|
|2010||2.99% APR||3.50% APR|
*Annual Percentage Rate. 1.99% includes .25% discount for CAFCU checking with direct deposit and .25% discount for automatic payments. Subject to approval. 1.99% rate is offered on new or used (2016 or newer) vehicles, for members with excellent credit on terms to 48 months. Examples: 48 payments of $433.74 on $20,000 loan at 1.99% APR; or 84 payments of $268.73 on $20,000 at 3.5% APR. Other rates and terms are available. Rates subject to change. Not available for refinance of existing CAFCU loans. Drawing will be held on June 15th. One raffle entry per auto loan. $5,000 minimum loan amount. Promotion period runs from February 1, 2018 through May 31, 2018.
Guaranteed Asset Protection (GAP) – GAP is designed to cover the remaining loan balance that your insurance will not cover if you are in an accident. You will also receive $1,000 towards your next purchase when you finance it through the Credit Union.
Mechanical Breakdown Protection (MBP/Warranty) – MBP gives you peace of mind as it covers repairs to mechanical parts of your vehicle that break. MBP also includes roadside assistance.
Credit Disability and Credit Life Insurance – Credit Disability and Credit Life work in two different ways. Credit Disability helps members make monthly loan payments if the insured borrower is totally disabled for longer than the waiting period. Credit Life works in the event the of the insured borrowers death.
Contact a Class Act Representative today for more information.