Auto Loans

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A great loan at a great low rate starting at 1.99% APR*!


Plus, get a chance to win 4 tickets to the Quaker State 400 on July 14th along with a racing tailgate package!


Get a great low rate as low as 1.99% (after discounts for CAFCU checking and auto pay) and you can defer your first payment up to 60 days and get flexible terms up to 84 months. Plus even more benefits such as:

Click here to calculate your auto loan payment!

Buy Your Next Car Through Our Website And Save An Average of  $3,106 Off MSRP, Plus Get A $50 Gift Card!

Did you know you can search for your next car on our website? Try our complimentary, concierge car buying service and if you find and finance your next car and finance through us, you’ll receive a $50.00 gift card! It’s so easy!


Watch online virtual test drives, check prices, look at safety ratings, and more. Use the menus at the top, or select a vehicle here, to browse our auto research resources.

Buy & Save

Buy your dream car at a participating dealer. Members have saved an average of $3,106 off MSRP on new vehicles using our car buying service.


Receive a $50 gift card by email after purchasing a vehicle through our online car buying service and financing through Wymar Federal Credit Union.

PLUS, get a myEZ Car Care VIP membership. myEZ Car Care provides auto service, travel, car rental, and vacation discounts up to 35% plus the Electronic Glovebox app to help maintain your vehicle!

Click here for the Class Act Car Buying Service with Auto Link



Class Act has the very best deals for car loans. Not only are our rates consistently among the lowest you’ll find anywhere, but you’ll save even more on associated products like GAP and Mechanical Breakdown Protection (extended warranty). Plus, unlike other lenders, you won’t be charged silly “application fees” or “credit check fees” or “processing fees.” And of course, we never charge any “prepayment penalties.” We treat members fairly. It’s no wonder that members saved over a half million dollars last year alone by financing their car with Class Act.*

Benefits include:
• Low Rates
• Financing for new or used vehicles
• 100% financing available on approved credit
• Flexible terms, meaning lower monthly payments
• Peace of mind with loan protection options*

Ready to get pre-approved?
Buy with confidence by getting pre-approved first to make sure your payments match your budget. Click here to get pre-approved.

Interested in refinancing?
Refinancing a vehicle can save you thousands of dollars over the life of the loan. If you already have a car loan elsewhere contact us today to see what we can do for you. Click here to refinance your vehicle with us.
*Source: Informa Research, and CUNA


Current Auto Loan Rates

Rates shown are as low as

Model YearUp to 48 Months49-60 Months61-72 Months73-84 Months
20181.99% APR2.50% APR3.00% APR3.50% APR
20171.99% APR2.50% APR3.00% APR3.50% APR
20161.99% APR2.50% APR3.00% APR3.50% APR
20152.49% APR3.00% APR3.50% APR
20142.49% APR3.00% APR3.50% APR
20132.49% APR3.00% APR3.50% APR
20122.99% APR3.50% APR
20112.99% APR3.50% APR
20102.99% APR3.50% APR


*Annual Percentage Rate. 1.99% includes .25% discount for CAFCU checking with direct deposit and .25% discount for automatic payments. Subject to approval. 1.99% rate is offered on new or used (2016 or newer) vehicles, for members with excellent credit on terms to 48 months. Examples: 48 payments of $433.74 on $20,000 loan at 1.99% APR; or 84 payments of $268.73 on $20,000 at 3.5% APR. Other rates and terms are available. Rates subject to change. Not available for refinance of existing CAFCU loans. Drawing will be held on June 15th. One raffle entry per auto loan. $5,000 minimum loan amount. Promotion period runs from February 1, 2018 through May 31, 2018.

Loan Protection

Guaranteed Asset Protection (GAP) – GAP is designed to cover the remaining loan balance that your insurance will not cover if you are in an accident. You will also receive $1,000 towards your next purchase when you finance it through the Credit Union.

Mechanical Breakdown Protection (MBP/Warranty) – MBP gives you peace of mind as it covers repairs to mechanical parts of your vehicle that break. MBP also includes roadside assistance.

Credit Disability and Credit Life Insurance – Credit Disability and Credit Life work in two different ways. Credit Disability helps members make monthly loan payments if the insured borrower is totally disabled for longer than the waiting period. Credit Life works in the event the of the insured borrowers death.

Contact a Class Act Representative today for more information.

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